Motor Home Insurance in Utah
In the state of Utah, your recreational vehicles are required to have at least the minimum liability insurance, which is the same as your car, truck, or SUV, to operate them on the roadways. At Uban Insurance Agency in Salt Lake City, UT, we offer a full line of insurance products to get the coverage you need for your motorhome.
What is the State Minimum Liability for Motorhomes in Utah?
The state minimum liability insurance for a motorhome is expressed as 25/65/15, meaning that you need $25,000 liability insurance per person, $65,000 liability insurance per accident for persons injured and $15,000 property liability per accident. These amounts of liability insurance will meet the state minimums but they only payout to the other party when you are involved in an accident, and you are at fault.
What are Other Types of Insurance Available?
If you are purchasing your motorhome, your lender will require that you have full coverage insurance to protect their asset until you have paid it off. It's a good idea to retain this type of insurance because your RV is a sizeable investment that could be very expensive to have repaired after a wreck.
Collision insurance pays to repair or replace your motorhome after an accident, and comprehensive insurance pays for any damage to your home away from home on the exterior and interior in the case of damage from wind or storms. The contents can be included in your insurance policy and vacation or campsite liability insurance, emergency expenses, and roadside assistance if your vehicle is inoperable and you need a tow truck and a car repair station.
Choose the Professionals for Your Insurance
Our knowledgeable team at Uban Insurance Agency in Salt Lake City, UT can help you get the insurance you need to protect your home on wheels. You can call us or come by the office to speak to us about your motorhome coverage.